Personal Banking

Deposit Products - Checking & Money Market

Checking

All of our Checking & Money Market Accounts offer these features:

  • Online Banking

  • Mobile Banking

  • Mobile Deposit

  • eStatement

  • Direct Deposit

  • Visa Debit Card

    Account TypeRegular CheckingDirect Checking

    Senior Citizen Checking (62+)

    Minimum Opening Balance

    $300

     $100

    $300

    Minimum Daily Balance $300 None, with qualifying Direct Deposit or will be charged $5.00 No
    Service Charge $5.00, if balance falls below minimum daily balance Service charge waived when you enroll in Online Banking, eStatement and monthly direct deposit No

    Account Closure

    $20.00, if closed within 90 days

     $20.00, if closed within 90 days

    $20.00, if closed within 90 days

    Interest

    Yes

     None

    Yes

    Features

    Bill Pay

    Unlimited Check Writing

    No per check charge

    Bill Pay

    Unlimited Check Writing

    No per check charge

    Bill Pay

    Unlimited Check Writing

    No per check charge

    Money Market

    All of our Money Market Accounts offer these features:

    • $2,500.00 minimum opening balance

    • $10.00 monthly service charge (if balance falls below $2,500.00)

    • 10.00 per debit per monthly cycle (checking only)

    • Interest is compounded daily and paid monthly

    • Transaction limits apply

    • Excess transactions penalty*

    * Withdrawal or transfers to other account of depositor in the same bank in person, by mail or by messenger are Unlimited. However, telephone, pre-authorized or electronic transfers to third parties are limited to six(6) during a monthly cycle, by check, draft, debit card, or Similar order to third party.

    Learn About Our Debit Cards

 

Go To Top